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Category | Mortgage News

Home Warranties: Their Need and How a Home Warranty Works

Home warranties are necessary because they do not come with statutory consumer guarantees. If you purchase a washing machine and the electrics fail a month after installation, you will either have it repaired or replaced free of charge. If you purchase a house and the electrics fail because the entire house needs rewiring, you have […]

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DIY Kitchen Remodeling and Renovation Ideas

DIY kitchen remodeling need not be expensive if you know what you are doing. Fundamentally, remodel or renovate what you can see and clean up what you can’t. It’s amazing what a fresh coat of paint can do, and even more amazing what you can do with new doors if you want to go that […]

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Is a Second Home a Good Investment: Advice on Second Homes

Is a second home a good investment or just another potential burden when markets fall? Is there genuine advice on second homes that is meaningful and can help you come to a decision? Second homes may or may not be the investment vehicle you are looking for, depending on your needs. Yes, you can earn […]

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Square Footage of a House: How to Measure a House

The square footage of a house is important when buying or selling a property. Many people have no idea how to measure a house in square feet because there is no mandatory standard. The standard set by the American National Standards Institute (ANSI) is voluntary so you should be careful with measurements, particularly when buying […]

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Low Appraisal – 3 Steps When the Appraisal Comes in Low

A low appraisal is not the end of the world, and not all appraisals are accurate. The following steps will help you deal with an appraisal that has come in lower then expected. Whether you are the buyer or seller, it is important that the appraisal is accurate.  For the buyer, a low appraisal means […]

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Home Appraisal Basics: What is Real Estate Appraisal?

A home appraisal is the process by which the fair market value of your home is assessed. A real estate appraisal is an essential component of the process of selling a property or refinancing it. Fundamentally, a state-licensed appraiser will utilize the data available to estimate your home’s current market value. This data can come […]

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Is Solar Energy Suitable For You? 7 Tips For Going Solar

The following 7 tips for going solar should help you decide if solar energy is suitable for your home or whether the economics are unfavorable. This type of seemingly free energy looks very attractive at first glance, but there are some factors that might count against it and others that could render it extremely attractive. […]

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Smooth Top Stoves: Pros and Cons of Ceramic Cookers

Smooth top stoves have a modern look to them, and the term encompass both glass and ceramic topped cookers. Many love them while others hate them, so what are the pros and cons of a smooth surface stove in comparison with regular electric cookers? PROS:  The Benefits of Smooth Top Stoves 1.  Sleek Modern Looks […]

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Home Disasters: Preparing Your Home For a Disaster

Home disasters do happen, and preparing your home for a disaster is a worthwhile thing to do. Your geographical location and history will give you an idea of the type of incident you may experience, so don’t prepare for a flood on top of a mountain!  That might seem facetious but you would be surprised […]

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Three Tips to Help Improve Your FICO Score

Your FICO score, named after the Fair Isaac Corporation that established it, is a measure of your credit worthiness. Since it is used by most lenders to decide whether or not to offer you credit, and if so at what interest rate, it makes sense to do whatever you can to improve it. Here are […]

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